Welcome to EMIClarity. By accessing or using our website (the "Service"), you agree to be bound by these Terms of Service ("Terms").

1. Use of the Service

EMIClarity provides a financial clarity tool for informational purposes only. You agree to use the Service responsibly and in compliance with all applicable laws.

The Service is not intended to provide financial, legal, or investment advice. The information and results provided are based on a simplified model and should not be the sole basis for any financial decision.

2. No Guarantees or Warranties

The Service is provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not warrant that the Service will be uninterrupted, error-free, or that the results will be accurate or reliable.

EMIClarity is not a lender, financial institution, or credit reporting agency. We do not guarantee loan eligibility, approval, or any specific financial outcome.

3. Limitation of Liability

In no event shall EMIClarity, its owners, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Service.

Your reliance on any information provided by the Service is solely at your own risk.

4. Intellectual Property

All content and materials on the Service, including text, graphics, logos, and software, are the property of EMIClarity and are protected by copyright and other intellectual property laws.

5. Changes to Terms

We reserve the right to modify these Terms at any time. Your continued use of the Service after any such changes constitutes your acceptance of the new Terms.

Contact Us

If you have any questions about these Terms, please contact us at hello@emiclarity.com.